My husband is using a really old phone, so I am thinking to get him a new phone for this holiday. Since it’s been a year that he lost the treo 700, he has the penalty long enough, hopefully he will not loose it in two months this time.

Since the commute is getting worse and worse, and the gas price is getting higher and higher, it’s good to use the remote access as much as possible. When I had Lydia, the company I am working for allowed me to work from home, it was so much easier as I can go back to see the baby whenever I have a break and no need to worry about to find a place to pump or to store the milk without being seen by other employees. We also use remote access in our office for everyone to connect to a different server for our accounting software, as in this case, we can have all the IT people together at the one place to in charge of the servers.

It is not a good thing to talk about, but our property tax rate is going up this year, so as the building assessment fees etc. That means we have to work harder to get everything taking care of. At the same time, other tax rate is also going up, such as the sales tax and restaurant tax. The good thing is the income tax does not change so much now and hope we will get a good deduction this year.

I have a few friends want to be a stock broker at the wall street. One of them found this website is very helpful to prepare for the Series 7 Exam. As from this website you can find all Series 7 study guide materials were written by current instructors who actually took the Series 7 license exam. Each Series 7 sample question has been honed through years of feedback and teaching expertise to give each student the best chance of passing the Series 7 exam the first time. This will help you to save lots of time to pass the exam. The big money is waiting for you at the wall street!

We had lunch with Gabe and Sherry last Sat. We have not seen them for over a year, we both have additions from our families, they had little Alexandra and we had Lydia. We went to the Michigan light festival together and the Lego store in Nordstrom. They we met Renee with Ethan in front of the elevator in the Nordstrom, what a co instance! All the kids had fun playing together.

Who does not want a hot tub at home today? The problem is to find a good place to buy it, plus they are normally very heavy, so we really need good construction people, that last thing is how to clean it. Spa Covers of Superior Quality at HotTubWorks.com, they have been in the business for over 10 years, they have all size of the spa that you can choose from, the best thing is they will team up with a construction team for you, so they know what to do, instead of asking you to check on the manual. Plus they will give you a book and teach you how to clean the tub, so our dream will become true, which is to relax in the hot tub at home!

These days, my daughter’s day care is doing fund raising. While we parents together, we talked about why they need it since we are paying them a lot. We have to pay all the holidays, if my daughter is sick, she can’t go to school, or if she did something bad, she can’t go to school, plus when we go out vacation, we have to pay it too. So I did not do anything with the fund raising, then a teacher asked me to buy something please, what shall I answer her?

Now it’s time to think about the holiday dresses, we are going to go to some formal parties. I need to get a couple of new dresses with new dressing shoes. A friend told me about a website to find the best affordable dancewear. Just For Kix has a huge selection of dancewear, including leotards, warm-ups, tops, bottoms, tights, and tutu’s. They carry a large selection of sizes and colors for every product they sell. Also, you could order online, if it does not fit, you can always use their return slip without paying anything. This is good for moms as we do not have time to shop, now you can get the dresses at home and try them on anything you like.

I just booked a rental car for the week of Christmas for our whole family to go down to see Eric’s family in Columbia, MO. We did a trip in April, it was such a pain as Lydia was still little and I sometimes need to breastfeed her. Plus on the way back to Chicago, I got a ticket for speeding, so instead of trying to get to home earlier, we got home late. So I am not sure what to expect this trip, hope the kids will not be that bad.

I am interested to get some knee high socks with fancy colors. I went to the Macy’s the other day and found some nice hue socks, I have been using this brand for a while as their quality is great, it will last a pretty long time. Plus they are always advanced in designs, now you can get colors for the holidays. The other good thing is you can order online, they only charge a $5 flat fee for shipping, no matter how large the order is. So if you want to get everything new in your wardrab, now it’s the time! Do’t get behind!

Today is my first day to do a showing. This lady lives in my building wants to buy a three bed room place, I found two on the market for her. There is a big difference between the two condos, one is highly upgraded, the other one is original and poorly maintained. The price is very different too. I am not sure which one she is really interested in it. I learned from boss and the listing agent about what to say. Overall this is the start of my career!

It’s time of the year to pick a new insurance plan for next year. There are so many insurance plans, I really have a hard time to pick the most efficient but with good coverage plan. I am the kind of person who has cavities each year, that means each year I have to get fillings, most insurance has a $1,500 deductable or higher, that means I have to pay the fillings out of my own pocket, that is quite a pain. Then we found this discount dental plans which offer different dental plans plus discount, you can compare between more than 30 national and regional money-saving discount dental plans. Since 1999, DentalPlans.com has been an industry leader bringing individuals, families and groups affordable and comprehensive discount dental plans. Discover the many advantages of DentalPlans.com and see how they keep thousands of satisfied customers smiling. I always regret that my teeth are not straight due to the poor dental insurance while I was young, now I want my daughters to have the best strong white teeth, so I need to pick up a plan for them since they are young and I really have to work on them to have a good habit of brushing teeth at least twice a day.

All business topics are related o China these days. ICBC bank has overtaken Bank of America as for the market value. While I was in China in the summer, one of my old classmates has mentioned to buy this stock, but I hesitated as Eric said that all of the business analysis said that China’s stock market is over valued. The stock price of ICBC has soared more than 50% since then, but I do not regret, as I am sure that I could pick a good stock to buy.

We really need to refinance now, by talking to our mortgages person, we found out that there are lots of calculations you need to understand, such as you have to pay double on the day you change a bank, that means you have to pay both banks on the same day to close the loan. Also, the tax escrow amount might change. Any closing cost in the total amount that you need to bring to the closing? There are new terms too, such as buy to let mortgages.

Plus you have to Compare mortgages when you want to refinance, as they are offering discount point, different percentage, the closing cost etc.

I have been to the food court at the AON building a few times. You can not go there during lunch time, but after 1:30pm, it is not as busy. They do have more than 10 different choices, such as tacos (I had a fish taco once and it was very delicious), burgers, sushi, spaghetti, wraps, and salad (there is a nice salad bar that has more than 20 choices). The seating are nice and not very crowded.

It’s the holiday time of the year again, I am thinking what to mail for our greeting cards, maybe something a little creative with the kids input on them. There is a context for just creating a Chrismas card we found on a website, $10,000 Create-A-Greeting Christmas cards scholarship contest for high school and college kids, this sounds very exciting, I do not know how are they evaluate the results, to participate is a nice thing for kids to do, they could learn a lot just from doing it.

Each year our company has to send out Business Thanksgiving Cards to show appreciation to our clients and customers, we are thinking to include a $5 stubucks coupon with our company sticker on it too.

I went shopping with a friend at the Michigan avenue yesterday. I got a new pair of boots, which is knee high and burgundy color. I noticed that the new trend is to wear boots with knee high pants or shorts this year. I was wearing the new boots from the store, I felt so good and got some good comments too.

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I am very excited to start my new career today. It’s nice to have a desk again since I have been consultant for a long time. My husband has reminded me to put some photos on my desk, that is a great idea. I just called one of our neighbors who is interested in buying a new place here.

We went to the Houston Rodeo Events last year, that was our first time and we had lots of fun, I was sitting at section 127, we had a clear view of the show, although there are 10 rows in front of us, but since the seats are inclining up, I did not feel that I have to peak between shoulders. We have seen the shows on TV many times as my husband is a fun at the Rodeo events, but nothing is like to sit in a real show. It is so different, we have enjoyed 100 times more. The price is not very expensive either, we spend around $300 for two tickets only not including the drinks and food. We used Houston Rodeo concert tickets to get our tickets, which is very fast to use, they also have live person who could answer calls. We had questions about seating, a live person answered the phone in 3 minutes and explained the seating in details, she was very helpful, so when we went to the stadium, we really got what we were looking for. We will go again next year if we could get good tickets. Maybe we will have some friends to go with us.