The holiday season is coming, so does the spending. Each Christmas, we have to spend at least a couple thousand more than other months, not including some expensive gifts to our in laws and my relatives. This year we do not think we have enough cash, so either cash out our 401K or try to take advantage of the 0% interest credit cards. Some of the credit cards offer this deal for as long as 6 months, actually this is not a bad way to save money, you just have to remember the due date and a couple of months before that, try to open a new credit card and transfer the balance. I read from the wall street journal that since the interest rate is so high for the last couple of years, people do make money this way.
credit card